business | April 17, 2026

How do I submit my physical claim for PF withdrawal?

The steps to file an online claim for PF withdrawal are as follows:
  1. Login to the EPFO portal using the UAN and password.
  2. Verify KYC details by clicking on the 'Manage' tab.
  3. Next, visit the 'Our Services' tab and click on the option titled 'Claim' from the drop-down list.

Moreover, what are the documents required for withdrawal of PF?

The most common documents required to withdraw your provident fund balance are listed below:

  • Form 19.
  • Form 10C and Form 10D.
  • Form 31.
  • Two revenue stamps.
  • Bank account statement.
  • Identity proof.
  • Address proof.
  • A blank and cancelled cheque (IFSC code and account number should be visible).

Also Know, how can I claim my full PF amount? Withdrawing using Aadhaar card number: You can submit a Composite Claim Form (Aadhaar) directly to the concerned EPFO office without attestation of claim form by the employers. The payment of the PF balance will be sent to your bank account, so attach a cancelled cheque along with the form.

Likewise, people ask, can I submit PF withdrawal form in any PF office?

As of now, EPFO does not have a single integrated system to process the PF member claims/requests from any office. But, as per the news reports, they are working towards it. Currently, an EPF member has to submit the withdrawal claim requests to the concerned EPF regional office only.

Why my PF claim is still under process?

Payment under process means that EPFO successfully received your application for withdrawal. If the payment is delayed is show the message as “EPF claim status shows payment under process. NEFT payments will take 1 to 24 hours, but in the case of EPFO, it takes 2-3 days.

Related Question Answers

What is claim form 31 19 & 10c?

Composite Claim Form is a combination of Form 19, Form 10C and Form 31. Form 19 is filled for PF final settlement, Form 10C is filled for pension withdrawal and Form 31 is filled for partial EPF withdrawal. However, only the Composite Claim Form has to be filled for withdrawing funds offline.

How long does it take to withdraw PF?

5-30 days

What is the process for offline PF withdrawal?

When applying for the withdrawal offline, you are required to fill out the Composite Claim Form which serves the purpose of three forms – Form 19 (For Final PF Settlement), Form 10C (For Pension Withdrawal) and Form 31 (For Part-withdrawal of PF amount).

Can I withdraw full PF amount?

You can not withdraw full EPF amount before attaining the retirement age. Existing rule : You can withdraw up to 90% of your entire PF balance (employee share + employer share) on attaining 54 years of age or within one year before actual retirement, whichever is later.

Can I get loan on PF?

Loan Against PF. An individual having a PF account can withdraw funds from the account as loan. Partial withdrawal is possible in case the loan is towards buying/repairing a house. The employee should be in service for 5 years to be eligible to get loan against PF.

How can I claim my PF manually?

EPF Withdrawal Online Procedure
  1. Step 2- From the top menu bar, click on the 'Online Services' tab and select 'Claim (Form-31, 19 & 10C)' from the drop-down menu.
  2. Step 3- Member Details will be displayed on the screen.
  3. Step 4- Click on 'Yes' to sign the certificate of undertaking and proceed further.

Can I get my PF without employer signature?

EPFO recently launched “New EPF Withdrawal Forms”, which are called as Form 19 UAN, Form 10C UAN and Form 31 UAN. Now, employees can withdraw EPF without the employer signature. However, now the employees, who have their UAN and activated it, may withdraw it by directly submitting to regional EPFO.

How many days it will take to get PF withdraw money credited online?

When an employee applies for EPF claim online then it takes 5-30 days to get the PF amount into the bank account. When an employee applies for the claim in offline mode then it takes 20-30 days. Once EPF settles the account the EPF site shows the message about the account being settled with the date of NEFT amount.

Where do I send PF claim form?

Withdrawing using Aadhaar card number: If your UAN is already linked to the Aadhaar, then you can submit the withdrawal claim online on the Member e-Sewa Portal or by visiting the regional EPFO office along with duly filled this composite form.

How many days will it take to get PF amount after approval?

When an employee applies for EPF claim online then it takes 5-30 days to get the PF amount into the bank account. When an employee applies for the claim in offline mode then it takes 20-30 days. Once EPF settles the account the EPF site shows the message about the account being settled with the date of NEFT amount.

Can I withdraw PF directly from PF office?

EPFO recently launched “New EPF Withdrawal Forms”, which are called as Form 19 UAN, Form 10C UAN and Form 31 UAN. Now, employees can withdraw EPF without the employer signature. However, now the employees, who have their UAN and activated it, may withdraw it by directly submitting to regional EPFO.

Can I withdraw PF and pension together online?

Theoretically Yes you withdraw only the pension contribution in PF if you have worked less than 10 years and you are doing online withdrawal. You should not be working at the time of submission of the claim in an establishment that is covered under the Employees' Provident Fund and Miscellaneous Provisions Act, 1952.

Can we submit Form 15g in any PF office?

CAN I SUBMIT PF WITHDRAW FORM AT ANY EPFO office? If so, you can post the withdrawal forms along with PAN card copy, cancelled cheque leaf, Form 15G (if applicable) to EPFO office directly.

Is it mandatory to submit Form 15g for PF withdrawal?

Form 15G needs to be submitted for no TDS deduction. For EPF withdrawal if your contribution to EPF is less than 5 years and amount is more than 50,000 then TDS at the rate of 10% will be deducted. Remember EPF withdrawal before 5 years is taxable.

Can we upload bank statement for PF withdrawal?

No, it's not. It is asked so that they can seek your bank account details for remittance into your account without any mistake. If you don't avail cheque facility in your bank account or don't want to to give it to them just furnish them copy of passbook/statement.

Is Form 15g required for PF withdrawal after 5 years?

Tax Free Withdrawal Limit for PF. Employees having 5 years of continuous service can make tax-free withdrawal from their PF account. However, if the withdrawal made before 5 years of service is more than Rs. 50,000 or Form 15G or Form 15H is not submitted it is subject to tax or TDS.

Can we withdraw PF amount directly from PF office?

Now, employees can withdraw EPF without the employer signature. Earlier if you plan to withdraw your EPF balance, the process was too lengthy. However, now the employees, who have their UAN and activated it, may withdraw it by directly submitting to regional EPFO.

How much PF can I withdraw?

An employee can withdraw upto 90% of total PF balance within one year before retirement, advance on unemployment upto 75% of total PF balance, etc. You can make final withdrawal of your EPF accumulations on retirement or two months after ceasing to be an employee.

Can I withdraw my full PF amount?

New Rule : The EPF members can not withdraw full PF amount before attaining the age of retirement. The maximum withdrawal on cessation of employment cannot exceed an amount aggregating employee's own contribution and interest accrued thereon. You can withdraw your contributions + interest portion only.

How long will it take for PF settlement?

When an employee applies for EPF claim online then it takes 5-30 days to get the PF amount into the bank account. When an employee applies for the claim in offline mode then it takes 20-30 days. Once EPF settles the account the EPF site shows the message about the account being settled with the date of NEFT amount.

How much time does it take for PF settlement?

When an employee applies for EPF claim online then it takes 5-30 days to get the PF amount into the bank account. When an employee applies for the claim in offline mode then it takes 20-30 days. Once EPF settles the account the EPF site shows the message about the account being settled with the date of NEFT amount.

How much PF amount will I get?

The employees' contribution can be 8% (in the case of women for the initial three years of employment), 10%, and 12%. The employer's contribution to the EPF scheme is 10% or 12%. The contribution made by the employer is 10% in case the number of employees working for the organisation is less than 20.

Can I withdraw my PF if I am unemployed?

EPFO rules state that unemployed EPF account holders can avail non-refundable advance up to 75% of their balance after being unemployed for more than a month. If you continue to remain jobless for two months, you can then withdraw you entire PF corpus and close your EPF account.

How many days it will take to get PF amount after applying online?

When an employee applies for EPF claim online then it takes 5-30 days to get the PF amount into the bank account. When an employee applies for the claim in offline mode then it takes 20-30 days. Once EPF settles the account the EPF site shows the message about the account being settled with the date of NEFT amount.

How can I withdraw my full PF amount online?

How to Withdraw PF Amount Online in 5 Steps:
  1. Visit the EPFO e-SEWA portal and log in using your UAN and password.
  2. Then, check whether you have updated and linked your Aadhaar number to your UAN.
  3. Next, click on the 'Online Services' tab on the UAN dashboard and then click on 'Claim (Form-31, 19 & 10C)'.

Is PF withdrawal taxable?

EPF corpus withdrawal is exempted from tax but under certain conditions. The EPF amount is taxable if there is a break in the contribution to the account for 5 continuous years. In that case, the entire EPF amount will be considered as taxable income for that financial year.

How can I check my PF claim rejection status?

There actually are simple If your EPFO claim is rejected, you can visit your jurisdictional EPFO office. They now have an inquiry section (this is the case in EPFO, Richmond Circle, Bangalore office.

How can I check my PF settlement status?

How to Check EPF Status:
  1. Step 1 – Log in to the UAN Member Portal with your UAN and Password.
  2. Step 2 – Click on the 'Online Services' tab and a drop down will appear.
  3. Step 3 – Click on the third option- 'Track Claim Status'.
  4. Step 4 – The status of your online withdrawal/transfer claim will appear on the screen.

How many times we can withdraw PF advance?

PF can be withdrawn maximum 2/3 times during service period on non-refundable basis. However one can borrow from PF account maximum six months gross pay on refundable basis through out service tenure. There should be a minimum gap of 6 months between two loans. How do I transfer a previous PF amount to a new one?

What is the final status of PF transfer claim?

What does it mean with the status as, 'accepted by field office' in the PF portal for an online transfer claim? - Quora. It means that your transfer claim is accepted by the EPF office where you hold the present PF number and it is the final stage of your transfer claim and it is successful.

How can I check my PF claim by SMS?

Know your details by sending an SMS : If you registered the UAN Number with your EPFO account, you can get the details easily by making an sms EPFOHO UAN ENG to 7738299899. ENG means first three characters of English language. You can also make, which language you want to receive in the message.